The Marijuana Conversation: The Impact on Workers' Compensation

Updated: Apr 17


Audrey Allsopp

Background

The history of Marijuana, both recreational and medical, dates back to ancient times. Ancient physicians in many parts of the world mixed Marijuana into medicines to treat pain and other ailments. In the 19th century, Marijuana was introduced for therapeutic use in Western Medicine.




Since then, there have been several advancements in how the drug is used and administered. Cannabis is an illegal substance under the Controlled Substances Act (CSA), which classifies it as a Schedule 1 drug.

To find out more on the legalization of both recreational and medical Marijuana click HERE.

Impacts

Laws about Marijuana (medical and recreational) are different State to State, making questions about how Medical Marijuana impacts Workers' Compensation and Insurance in general confusing!

Our carrier partner Safety National reported important highlights and trends from recent industry events regarding Collateral Consequences of Weed - The Challenges of Marijuana Claims


Employers need to implement pre and post claim risk mitigating solutions that could potentially impact insurance and claims. Here are 3 useful tips to help employers deal with legal Marijuana use in the workplace:

  1. Respond timely to employee inquiries about Medical Marijuana use in the workplace.

  2. Review and revise workplace policies accordingly.

  3. Employers should educate themselves on the laws in effect in their State or Jurisdiction.

What does our expert think?

We discussed the topic with Audrey Allsopp, Conner Strong & Buckelew's Claim Consultant and Workers' Compensation Practice Leader. Audrey has done extensive research on the topic and found that the House Judiciary committee passed a bill that could decriminalize marijuana use at the Federal level, giving states more room to craft unique regulations. The landmark bill marks the first time a congressional committee has passed a bill in favor of legalizing Marijuana at the federal level. It will still need to pass the full House before moving to the Senate. - This is a huge step, but the legalization of Marijuana has a long way to go.

Questions about Workers' Compensation? Ask Audrey! Check out her bio to learn more!

Claim Reporting

If you suspect or know of an incident, please notify your Conner Strong & Buckelew representative immediately!

Conner Strong & Buckelew is available 24/7 for your claim emergencies. After hours, you can speak to the on-call consultant by dialing (877) 861-3220. During normal business hours, your call will be directed to your claim consultant.

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